G.B. Guzman let’s let it rest to large predators from your money, (credit cards, debts with high interest, impulsive purchases, etc.), but let’s take a look at small rodents which, silently, also finished with your finances. When we finish to quantify damage, surprised how much that can add, from about $50.00 a month, up to thousands of dollars per year. Beware of small expenses, said Abraham Lincoln, the wise President of the United States during one of the worst crises in the nation. It is that small expenditures, are those who more easily overlooked.
You may however, as a small drop onto the stone, make a great hole. We will see small roed say! expenses, that together with what are large predators, keep you away from financial freedom: Home: spark or incandescent bulbs spend more than it should. You can cost up to $300 for the lifetime. They are true saguijuelas of your Finance. Replace them with compact fluorescent bulbs or LEDs. Replaces old or inefficient appliances.
Represented more than 75% of your monthly electricity bill can be. Leverages the days and the nights cool to turn off air conditioners. If it’s winter, off the heating in not so cold days and nights. Do not wash clothes with more water than necessary. Reduce the wash cycles to the essentials: soak, scrub and rinse. Do not use more detergent for the account. It has been shown that clothing is just as clean with up to the 1/4 part of detergent, especially if it is concentrated. Read the news on the internet. You cancel your newspaper subscription, or limited the days in which you receive it. In the car: keep the tires with the recommended air pressure. Change them or rotate them so they wear evenly. Avoid sudden stops and starts. Leaves enough space to go at a constant speed, whether high or slowly, but constantly don’t use high octane gasoline, if your car does not need it. Keep the filter clean of the fuel. Keep clean both the carburetor (or nozzles), as the air filter. Do not leave objects that add unnecessary weight in the car. Avoid the violations of traffic laws. This expenditure does not fit into any budget. Miscellaneous: Deletes the custom of buying bottled water. At least buy it per box. It seeks in the Office to put a source with 5-gallon bottles and divide the cost among employees. Only one bottle daily, at $ 1 each, sum as $250 a year, only in working (or working) days. In addition, discarded bottles represent a serious problem of environmental pollution. Yet you are still smoking? Kick the habit, as soon as possible, can represent you earnest money that now you are burning, literally. And what fun outputs after the Office? That pair of glasses can get extremely expensive. That is without considering the possibility of fines of transit, for driving under the influence of alcohol. There are other places in those who can discover cracks or holes, through which the money is leaking. Perhaps you can reduce or eliminate these costs, so that can pay off your debts, save and achieve financial freedom. I invite you to suscribire on our website so that you receive the most up-to-date financial information. As a gift, you will receive free the mini 5-week course entitled operation hidden money, (valued at $9.95), which will help you to discover money that you do not even suspect that you have and that you can use to pay off your debts faster and save.