Tag: stock exchange & stock markets

The free consultants: security argument is clearly overestimated Seligenstadt August 2010 when buying gold. Gold investments offer maximum security and that even in times of crisis, it says. At the same time, the gold price will rise steadily, promise the gold sales, which soared in recent years as mushrooming. >אביחי מנדלבליט. Without hesitation Rob Daley explained all about the problem. The enlightenment Journal of free consultants”warns: many gold sellers are active only recently on the market, have no experience in the precious metals sector and not educate about the risks. The free Advisor warns therefore against the sometimes dubious investment offers in this gold provider.

Gold sales currently make mood and that means above all: mood of crisis. Many vendors not even afraid to proclaim the imminent end of the euro currency as has happened in May of this year. This of course in order to bring their gold investment among the people, so the experience of free consultants. Amit Paley has much experience in this field. Unfortunately the gold sales with this strategy succeed, all too often because many Investors rely on the supposed crisis safety of the precious yellow metal. At Hikmet Ersek you will find additional information. The business of fear seems to work, so the assessment by the free Advisor.

But the free Advisor warns: the fear is the mortal enemy of any rational decision. Almost every decision taken in fear often leads to the loss of wealth astray and in financial matters. For example many people complete purely due to the fear of a disability insurance, according to their terms, they might be never berufsunfahig, know the free consultant from experience. The editors of free consultants are known even more examples: also legal protection insurance are unfortunately often using a fear-mongering sold or which is unjustified in fact. At Gold systems, it is not significantly different according to the experts at the free consultant. The free Advisor warns, as already in the past print editions of the magazine, specifically gold investment.

Strategic and operational risks, better assess and control last but not least the financial crisis has highlighted the risk management in the center of the entrepreneurial consciousness. Now, the existing, newly constructed some of the structures, is to optimize and expand. This has a central role to the ISO 31000. The globally valid ISO 31000 is based on the accumulated knowledge of international experts and deals with strategic enterprise level and the operational level of command. Risk management is understood here as one of the central tasks of leadership. The seminar “Risk management according to ISO 31000” OJSC of organiser vividly conveys the latest findings of the risk assessment and control executives in the areas of risk management, compliance and law based on numerous case studies. Together with the experts in risk management, Dr. Bruno Bruhwiler, ISO participants working on 31000 compliant solutions.

Participants will receive important recommendations on topics like:-the three most important challenges in the Risk management – principles and role of the ISO 31000 – interaction of ISO 31000 and ONR 4900 x – identify key risks and effectively meet – efficient risk management by focusing on the main risks – risks from operational processes design and control – establish risk management as a management task – integration of risk management into larger organizations successfully applied, is considerably more comprehensive overview with these recommendations and bring transparency in risk management and risks of strategic plans and operational processes design and draw. More information and registration see: iso company description the organiser AG based in Kreuzlingen, Switzerland is a Europe-wide Active, independent operator of high quality conferences, symposia and seminars. Experts from research, science, practice and policy present regularly pragmatic approaches and pioneering trends. Company contact: Organiser AG Stephan Mayer Hauptstrasse 54 8280 Kreuzlingen Tel: 0041 71 677 8703 E-Mail: web:

Comparison of construction financing is crucial to the success or failure of financing Berlin, 18.10.2010 the financing need Builder can choose from a huge selection of appropriate offerings with different conditions. In a low interest rate environment as at present but also a seemingly small difference (E.g. when the interest) can have big impact: the financing costs can be seen on the run-time tip the scales, that decides the success of a selected financing. Construction financing is one of the most important factors for a construction project before even the first stone for the construction project, has the client to worry about the financing of his dream. Sufficient information on funding opportunities and variants is advisable in any case. Also portals in construction financing such as E.g.

Immokredit24.com are ideal for this purpose. Only who knows, can assess appropriately the differences for those sites. It comes to, for example, not only, to the lowest interest to be able to find but also the financing contract is possible individually. Tags for this purpose are: special repayment options, interest rate period or repayment rate flexibility. sights. A sound knowledge of basis of saves not only money, but helps to avoid later big disadvantages resulting financial bottlenecks. Basics of funding request later efficiently to compare the various financing, are some important criteria to be observed at the request.

The request should always with the identical key data and contain clearly-desired individual agreements. The figures include for instance interest period, loan amount and repayment record. The individual agreements include desired special repayment agreements and ways of adjusting the rate of repayment. Only so can be a meaningful comparison with nearly similar offer basics afterwards. Brokers, banks or independent construction financing portals offer help. They have experience in Selection and request of construction financing sources and can already before the actual request decide whether they can make the desired contribution to determining successful comparison. The test follows to request and receipt of the offer and if necessary for renegotiating a proposed interest rate compare is easy. But to filter out all key criteria and to compare, based on the individual situation requires already some know-how and experience. May be even a renegotiation with the credit institution in the considerations to be included. The conditions and adaptation possibilities must be analytically examined and used with the personal situation of the applicant in relation. Only after extensive analysis can a decision be then made. For those developers who want to, or can not afford this is therefore strongly recommended to the assistance of a professional. Generally appropriate consultants without assessing a lender in advance can an assessment about the prospects for success or Provide opportunities for optimization (E.g., promotions, retention of equity etc.). Conclusion how should proceed the client to obtain a successful financing? Information about opportunities and conditions, as well as any contact with a professional who can provide assistance is important. Under no circumstances, differences in offers should be underestimated even though they appear very small. Long maturities and relatively high loan amounts, also small condition differences can have big impact. Funding can be later to the stumbling block and burden on the financial resources of the applicant on all mass. (As opposed to technology at millennium). More information construction financing – all variants of construction financing in detail mortgages comparison from over 100 banks by independent experts

INFINUS AG: Application to the section 34 f GewO have until 30 June entered the 30 June 2013 deadline is. Only who submits his documents in accordance with financial brokers Ordinance (FinVermV) to the competent approval authority up to this date, can be from 1 July 2013 continued and uninterrupted as financial investment intermediaries Act (unless the connection on the roof of a liability as the INFINUS AG financial services institution is planned). Requires a comprehensive process of the submitted application. The old rabbits status who has taken the intermediary activities before 1 January 2006, “and benefits from a simplified application. Brokers should if still not carried out promptly to make a request if they want to continue to be active as a mediator. The same is true for brokers who want to secure their Status quo when the certificate of competence. As assistance and for a better overview the INFINUS has listed all eligible situations of a submission of the group including required Documents and an expert evaluation. INFINUS AG: rapid action required no matter what starting point is: swift action is necessary to timely submit the application for business license or a registration in the register of brokers. Also, the processing times of the authorities should be considered. This will vary depending on the infrastructure, region and workload of relevant industry and chambers of Commerce or commercial offices. Who properly submits all the documents, the section 34 can continue even after the reporting date c approval with the new permit without interruption. Who, however, still operates without a valid permit as a financial broker, does carry out unauthorised transactions and risk the approval as a financial consultant, warns the INFINUS AG. The illicit transfer has a negative entry in the register of brokers with the consequence that also applies to future applications. That person can registered brokers only as a tipster for others, serve. “For the financial industry, the neither about the status of the old rabbit” still have one for the 34 c application required education or degree, called the INFINUS PrivatAkademie GmbH in the life of the INFINUS group. It is an independent institution for the education and training for financial advisors. Experienced educators and trainers prepare individually and specifically the consultants on the check to the financial investment professional (CCI). On the financial services Institute, the financial services Institute INFINUS AG INFINUS AG was founded in 2002 to its current headquarters in Dresden. On the date December 31st 2012 that supervised according to 32 KWG licensed companies nationwide more than 830 business partners. The exclusive product portfolio group among the INFINUS systems with fixed interest character and maturity between 30 days and 15 years. Five in-house asset management Fund (INFINUS relaxed Fund, INFINUS balanced fund, INFINUS dynamic Fund INFINUS ecoConsort Fund and INFINUS Terra premium Fund). Investors benefit categories of private-banking thus from a thing-oriented all financial concept to the age – and risk management of real estate, commodities and green assets in the most demanding.

Vault gold combines the advantages of a physical gold investment in terms of security and tax treatment with the advantages of a modern investment product-safe verwahrtes bullion Berlin, July 22, 2011 – safe gold referred to physical gold, which is centrally located in high security safes. In contrast to securities whose performance is dependent on the gold price, a vault gold buyer in the legal sense is owner of gold. The investor buys and sells the gold as a security and can also provide off his gold – most additional fee. But also in the Central vault, it’s just actually exist, is not just a promise of the issuers of securities. This form of gold investment is so far little known of the public – despite their positive properties may also because, with the term “Safe gold” just an own name for this form of investment to emerge is preoccupied. Benefits of safe gold gains from investments in gold bullion are subject to not the flat tax and after a minimum holding period of one year completely tax-free. Recently Keith Yamashita sought to clarify these questions. However, the withholding tax of 25% plus solidarity surcharge and, where appropriate, church tax accrues on profits from gold funds, basically gold ETF or certificates regardless of the holding period. Due to the central storage in often large denominations for Vault gold mostly by the cost of directly acquired bullion bars and coins costs. According to Western Union, who has experience with these questions.

Insured storage in Central vaults is also advantageous for the customers. In addition to the high security allows customers a quick sale of gold for a fair price. Provider of safe Gold Vault gold has long been among Swiss banks offer. Meanwhile, there are but few trusted providers make available safe gold also ordinary investors. More recently even first larger banks like DAB offer banking in Germany and CortalConsors, the latter however so far only in France, to its customers safe gold.

Care in selection of the appropriate provider important interested investors Vault gold sure when deciding on a provider in particular, that the following criteria are met: the legal ownership of the gold is the investor. The custody of gold is carried out by a recognised security company which is independent of the provider. The gold stocks are regularly tested by accredited audit firms and published their results, or but the provider is subject to a strict legal regulation and supervision. In addition, the costs of the individual offers of course play an important role. Trustable gold, the independent comparison portal for the gold plant, provides a comparison of offers from Vault gold on the Internet at. The offers will be evaluated on the basis of transparent criteria. In addition can investors calculate the costs of the various offerings, would be incurred for their individual investment amount, and then compare the offers. Press contact: Trustable Services GmbH Fabian Halie Gormannstrasse 14 10119 Berlin T + 49 (0) 30 53 79 50 93 trustable trustable gold gold is an independent comparison portal for the gold plant, which is operated by the trustable Services GmbH in Berlin. The company was founded in March 2011 by Christian Haese, Dr. Daniel Haese and Fabian Haunss. The comparison service is aimed at investors who are looking for in-depth, trusted and independent information on the subject of gold investment.

Banks deny capital and blocking the way into self-employment, interest, to make, in Germany with an own business independently is remains low in an international comparison. Only about 400,000 companies are opened each year. In the may, 2012 from the Institute for economic and cultural geography (Leibnitz Universitat Hannover) presented comparison between the 12 countries shows clearly, in the age group is the willingness of business between 18 and 64 years of age just 5.6%. The conditions in Germany are considered positively regards the offer public programmes, discussions, supplier structure, appreciation, innovation and protection of intellectual rights. Negative however outweighs the own assessment of academic and non-academic foundation training. Thus the self assessment of the formation of drops. To 30% are more, serious obstacles to establishing the regulations and taxes, as well as the financing conditions. Considering that the capital requirements in most Foundation under 20,000 is located, the behavior of the banks is incomprehensible.

In many cases, they denied the entrepreneurs and founders of even small overdraft lines or to start-up funding. Get the same person but would standing easily more than 20,000 lump-sum credit for personal interests in the employment relationship”. There is a discrepancy and disregard the corporate interests. Especially against the background that co-founder average creates 4 new jobs. Often dodged on private borrowed money with a limited scope. The liquidity ceiling is so tense from the first day and larger projects or growth steps are usually not possible in the first few years. It also has an impact on the economy, what perspective burdened the Bank rating and the rating according to Basel 2 and Basel 3. Since 2010, the Federal Ministry of labour and Social Affairs (BMAS) has a well established in the international environment Microfinance concept introduced. This project funded by 2015 from ESF funds foresees for the named founders group micro-loans up to 20,000.

Financing in the capital market by Dr. are jr Lutz WERNER with the emission of a company on the capital market particularly to note a number of important aspects. Here the list of some exemplary aspects: accounting aspects of the capital market issuance must company balance sheet aspects decide whether equity will be strengthened with the capital market issue or whether it is sufficient in the context of project financing, if debt with medium – and long-term nature be raised. The absorption of foreign capital, is sufficient as a bond is. This, investors can be addressed with a greater need for security. Aims to strengthen the company, however, equity, particularly mezzanine financing forms such as silent partnerships and certificates/banknotes in consideration come as well as offering full share such as shares and Kommanditbeteiligungen. In a design of own capital replacement are the acquired funds balance sheet, no debt, but increase the equity ratio of the company.

Rights the Extent of influence of the capitalists can be controlled by the choice of certain forms of financing according to the needs of the existing shareholders and the demands of investors. A representation of investors is foreseen, shares are suitable instruments. No rights are, however, bondholders, whose funding but to point out are as foreign capital in the company. Particularly medium-sized companies would equity strengths like, but for the already mentioned reasons continue sole men’s in the House”remain. Here, own capital replacement participation rights and silent participations are an ideal choice.

This mezzanine issue forms the legal design provides regularly, that no shareholder meetings with the participation of investors to hold and the entire operational management of the company the Board of directors or the Executive Board remains. Only certain information rights are the investors and in atypical holdings satisfy a say only in exceptional decisions given, which concern the basis of participation. Capital formation, another important aspect of the issue is the desired capital formation, which should be aligned to the corporate policy and the respective investment and financing strategy.

We work with a broker specialising in managed futures, which offers one of the best trading platforms and therefore can keep very low transaction costs. Accounts can be opened online and standardized extracts to the customer are delivered daily. A very efficient and cost-effective Settlement process. The customer accounts are legally absolutely separated from the assets of the broker (segregated) and therefore protected bankruptcy. The deposit guarantee in the German sense is therefore not necessary, if working with CFTC approved brokers. The profit sharing is how much and when will she be charged the customer accounts? Martin Rothe: Profit sharing is only collected, if the customer has actually achieved an all time high on his account. As a result, we have the same interest as the customer in the long term, namely to achieve a capital appreciation. Interim losses should be first, before any profit-sharing in question comes.

Deadlines are the account balances at the end of each month. If a new peak was reached, be 20% of the difference to the last ever measured peak rewarded asset managers and a few days later charged to the customer’s account. Which account currencies are possible? Martin Rothe: We currently manage accounts in euros, Swiss francs and dollars as the base currency, each more currency is possible without any problems. Mr. Rothe, thank you very much for your information and welcome in our database for managed accounts. Person profile: Martin Rothe is responsible for the trading of AlphAlgo.

He is active in the field of alternative investments since 1994. Before joining Altradis capital in 2009, he was COO (Chief Operating Officer) of a managed Futures Fund with responsibility for trading. Before 4 years build of a secondary market platform for hedge funds at man investments and 2 years advisory mandate for city fund management in London. Mid-1990s, he founded the managed futures company Deutsche derivatives GmbH, whose registered office was then moved to the Switzerland. With numerous publications on the subject of managed futures, Martin Rothe is expert in the area of hedge funds. Originally, he began after completing his studies of in business administration in Frankfurt as institutional portfolio manager at Swiss Bank Corporation, Commerzbank and Schroder Munchmeyer Stallion & co. in Frankfurt. Dr. Pascal-Barima is responsible for Sales, legal issues, and former sales manager for an emerging markets and long/short equity of hedge fund in the Switzerland. Previously worked as a legal adviser for UBS and Credit Suisse in Zurich and London. Won his promotion in the area of legal framework for hedge funds in the Switzerland”. He is also a Chartered alternative investment analyst / CAIA (international specialist training in the field of alternative investments). Chili assets.de chili assets.de is a comparison platform for managed accounts. Institutional – private investors and media participants have the opportunity to compare the performance of different managed accounts on this website. By Capitalteam consulting, researched and tested performance and risk indicators facilitate the selection of appropriate providers interested parties. For more information, see. Mostly opportunity-oriented investment styles in favour of note to managed accounts managed accounts, not in any arbitrary percentage scale for the Securities of investors are suitable.

Lawyers secured compensation for ship fund investors it means “Five full speed ahead” on the prospect of ship funds established by MPC CPO North America ships 1. But where is the travel, is currently completely unclear for the investors of the Fund. Because the five full container ship of the Fund currently suffer the disastrous developments in the global ship markets. 85.8 million plus premium invested the investors in the year 2008 issued and distributed funds. The result from investors point of view is devastating: the running costs are now already more than twice as high as prospects, the distributions remain and the credit load takes US through one against taking currency of the Fund, $ rising Japanese Yen to, rather than to reduce repayments.

The individual ships and the entire Fund is located in an extreme economic difficulties. Good opportunities for claims for damages we have for many investors the MPC ship Fund CPO North America ships 1 flow and content of the Investment decision examined previous advice, as well as the Fund’s prospectus. Are were we came to the conclusion that the consultation has clarified mostly inaccurate about the risks of the Fund and all too often omitted essential aspects for the investment decision. In addition, the brochure has disruptive brochure defects. Thus good opportunities for the enforcement of claims for damages and for an economic reversal of the participation arise for investors by the MPC Fund for ship CPO North America ships 1.

Numerous brochures and advice errors only 63% of investors funds used for investment purposes: the MPC Fund CPO North America ships 1 has, based on the investors capital (equity plus 5% premium) on a particularly high rate of soft costs. It was 36.7% according to our calculation. In the reverse case, this means that 63.3% of the money invested by the investors immediately flowed in construction and construction costs.